E-Giving

Ways to Give

Cash, Real Estate or Securities

CASH, REAL ESTATE OR SECURITIES gifts can offer great tax benefits, and make the greatest immediate impact for  Converge MidAmerica. As allowed by law, such gifts can qualify for immediate charitable deductions, and also avoid capital gains tax on any appreciation of donated assets.

Charitable Remainder Trusts

A CHARITABLE REMAINDER TRUST (CRT) is a life income gift, by which you transfer assets to Converge MidAmerica now, receiving a deduction for part of the transfer, and then receive income for the rest of your life or some other period of time -- after which any remaining trust assets are transferred to Converge MidAmerica.

Charitable Gift Annuities

CHARITABLE GIFT ANNUITIES (CGAs), like CRTs, are life income gifts: you transfer assets and get an immediate deduction for part of the transfer, then receive income for the rest of your life or some other period of time. When the last beneficiary dies, the CGA’s assets pass directly to Converge MidAmerica.

Life Insurance

LIFE INSURANCE can make a great gift. If, for example, you name Converge MidAmerica as owner and beneficiary of a paid-up policy, you can qualify for a deduction equal to the policy’s cost basis or replacement value, whichever is less. Even if the policy is not paid up, you may still be able to deduct the cash surrender value, and can cover further premiums by making additional tax-deductible contributions to Converge MidAmerica.